Savings Options at FTSB

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Savings Accounts, CDs & Burial Trusts

Savings Accounts

FTSB offers two savings account options, our Super Savers Account and Advantage Money Market Account. Each account earns interest and offers different balance requirements with varying fees while sharing a number of benefits, including:

  • Free Online & Mobile Banking
  • Free eStatements
  • Free 24-hour Phone Banking
  • Six (6) preauthorized, telephone or automatic transfers per statement cycle
  • Unlimited transfers and withdrawals when made in person, by messenger, by mail or at an ATM
  • Interest Bearing

Compare our savings account options to determine which account will best meet your needs.


Opening Balance

Minimum Balance



Super Savers



$1 for every statement cycle below minimum balance, $0.25 fee per withdrawal after 6 free transfers (minimum balance fee waived for students 22 and under)

Daily balance method used to calculate interest, debit card available if linked to approved checking account

Advantage Money Market



$10 for every statement cycle below daily minimum balance, $5 fee per check after six free checks per month

Daily balance method used to calculate interest, free check images in Online Banking. Higher interest rate than Super Saver.



FTSB offers Certificates of Deposit (CDs) in varying terms. By limiting your access over the term of the CD, higher interest rates allow your money to grow with a guaranteed interest rate. All CDs require a minimum deposit of $1,000 and are available in terms ranging from 91 days to four (4) years. Find out about the rates for each term by viewing our rate chart.

Burial Trusts

The last thing you should have to worry about at the time of a funeral is covering expenses associated with planning a funeral. FTSB offers Burial Trusts that are exclusively designed to help cover the costs associated with funeral expenses. The bank serves as the trustee of an irrevocable trust that deposits funds into a Certificate of Deposit with a term of at least 12 months.

Find Your Savings Solution Today

If you have questions about the savings options available at FTSB, we would be happy to answer them. Stop in at one of our offices to speak with a member of our team.