Calculators

Helping You Plan Your Financial Future

It is impossible to know what will happen in the future. FTSB offers a variety of financial calculators to help cut down on the guess work and give you a realistic look at your financial future. Simply select the calculator you need and enter the information as prompted. 

Investment
With factors like capital, rate of return, taxes and inflation over time, it can be tough to predict the bottom line for your investment. 

Retirement
Get a sense of how much you will need to save to live comfortably in your retirement with our Retirement Calculator.

Loan
Make sure you do not take out a larger loan than you can afford. Our Loan Calculator helps you determine how much you can afford to pay each month.

Education Planning
As the costs of education continue to rise, planning for the future becomes more important. With this Education Planning Calculator, you can learn how much you need to save to make sure education expenses are covered.

Mortgage
Determine how much you’ll pay each month on your mortgage payment while tracking interest payments and amortization schedules. Our Mortgage Calculator also helps you see the impact of prepayments made on the principal balance.

Rent or Buy
Renting and buying a home is a decision you have to determine based on your requirements. This calculator helps you see if renting or buying a home is the more cost-effective option.

Early Mortgage Payoff
The sooner you pay off your mortgage, the less you will have to pay in interest. With our Early Mortgage Calculator, you can determine how much you’ll save by paying more than your minimum payment each month and paying your mortgage off early.

Credit Card Payoff
Get back to a zero balance on your credit card statement. Our Credit Card Payoff Calculator helps you see how much you need to pay down your balance to get on track.

College Savings
The sooner you start saving for college, the better off you will be. Our College Savings Calculator helps you determine how much you need to save to make sure getting your college education is affordable.

Monthly Savings
Saving takes discipline, and it becomes easier when you realize how much you have to set aside. This Monthly Savings Calculator can help you see how much you need to save each month to reach your goal.

Car Affordability
There are several factors that help you determine how much you can afford to spend on a new vehicle. We use factors like how much you can pay each month and your current vehicle’s trade-in value to see how large of a loan you can afford.

Retirement Longevity
Determine if your current savings plan will leave you enough money to last through your entire retirement.

Future Value
Using factors like time, present value, interest rate and compounding interest, this calculator helps determine how much your current investments will be worth in the future.

Loan Affordability
Don’t risk taking out a loan that is too large. Using our loan affordability calculator, you are able to assess how much you are able to pay each month. 

Mortgage Qualification
There are several factors that determine if you will qualify for a mortgage, including credit history, current income and expenses. With this calculator, you can see how large a mortgage you might qualify for.

Loan Consolidation
Are you paying off several loans simultaneously? If you are, you may want to consider loan consolidation. This Loan Consolidation Calculator can help you determine if consolidating your loans will save you money in the long run.