Deposit Rate Sheet
Retail/Consumer Deposit Rate Sheet (Ask Bank Personnel for Commercial and /or Public Funds Rates)
As of 12/20/2011
| |
Account Type |
Deposit Balance
Required to Obtain APY |
Compounding
Frequency |
Interest
Rates |
Annual
Percentage Yield |
|
| |
Super NOW ** |
0.01 |
Monthly |
0.05 |
0.05 |
| |
| |
Veterans Honor ** |
0.01 |
Monthly |
0.15 |
0.15 |
| |
| |
Super Saver ** |
0.01 to 1999.99
2000.00 and Up |
Quarterly |
0.10
0.15 |
0.10
0.15 |
| |
| |
IRA/Keogh Savings * **
(may be subject to change) |
0.01 |
Daily |
1.75 |
1.77 |
| |
| |
Advantage Money Market **
(minimum of $10,000 to open) |
0 - 9,999.99
10,000 - 24,999.99
25,000 - 49,999.99
50,000 - 74,999.99
75,000 and more
|
Monthly
Monthly
Monthly
Monthly
Monthly
|
0.15
0.30
0.45
0.60
|
0.00
0.15
0.30
0.45
0.60 |
| |
| |
Certificates of Deposit:
* 91 Days |
1000 - 24,999
25,000 and Over |
Quarterly |
0.25
0.35 |
0.25
0.35 |
| |
| |
182 Days |
1000 - 24,999
25,000 and Over |
Semi-Annually |
0.50
0.60 |
0.50
0.60 |
| |
| |
1 Year |
1000 - 24,999
25,000 and Over |
Quarterly |
0.60
0.70 |
0.60
0.70 |
| |
| |
18-Month |
1000 - 24,999
25,000 and Over |
Quarterly |
0.70
0.80 |
0.70
0.80 |
| |
| |
2 Years |
1000 - 24,999
25,000 and Over |
Quarterly |
0.80
0.90 |
0.80
0.90 |
| |
| |
30-Month |
1000 - 24,999
25,000 and Over |
Quarterly |
1.00
1.10 |
1.00
1.10 |
| |
| |
3 Years |
1000 - 24,999
25,000 and Over |
Quarterly |
1.10
1.20 |
1.10
1.21 |
| |
| |
4 Years |
1000 - 24,999
25,000 and Over |
Quarterly |
1.25
1.35 |
1.26
1.36 |
| |
| |
|
|
|
|
|
IRA CDs are .25% above regular CD rates – Not Automatically Renewable (for terms greater than 1 year)
$1000.00 Minimum deposit required to open a Certificate of Deposit.
* A penalty may be imposed for early withdrawal.
** Rate may be subject to change after the account is opened and fees may reduce the earnings on the account.
*** Both * and ** pertain to this account
|