Deposit Rate Sheet

Retail/Consumer Deposit Rate Sheet (Ask Bank Personnel for Commercial and /or Public Funds Rates)

As of 7/27/2010

 
Account Type
Deposit Balance
Required to Obtain APY
Compounding
Frequency
Interest
Rates
Annual
Percentage Yield

 

Super NOW **

0.01 Monthly

0.05

0.05
 
 

Veterans Honor  **

0.01

Monthly 0.25

0.25

 
  Super Saver ** 0.01 to 1999.99
2000.00 and Up
Quarterly

0.20
0.25

 0.20 
0.25
 
 

IRA/Keogh Savings * ** 
(may be subject to change)

0.01 Daily 2.25 

2.28

 
  Advantage Money Market **
(minimum of $10,000 to open)
0 - 9,999.99
10,000 - 24,999.99
25,000 - 49,999.99
50,000 - 74,999.99
75,000 and more
Monthly
Monthly
Monthly
Monthly
Monthly


0.25
0.50
0.75
1.00

0.00
0.25
0.50
0.75
1.00

 
  Certificates of Deposit:
* 91 Days
1000 - 24,999
25,000 and Over
Quarterly 0.50
 0.60 
0.50
 0.60 
 
  182 Days 1000 - 24,999
25,000 and Over
Semi-Annually 0.75
 0.85 
0.75
 0.85 
 
  7-Month Special
(single maturity)
1000 - 24,999
25,000 and Over
Quarterly 1.10
 1.20 
1.10
 1.21 
 
  1 Year 1000 - 24,999
25,000 and Over
Quarterly

1.00
1.10

1.00
1.10
 
 

16-Month Special
(single maturity)

1000 - 24,999
25,000 and Over
Quarterly 1.35
 1.45 
1.36
 1.46 
 
  18-Month 1000 - 24,999
25,000 and Over
Quarterly 1.15
 1.25 

1.16
 1.26 

 
  2 Years 1000 - 24,999
25,000 and Over
Quarterly

1.25
 1.35 

1.26
 1.36
 
 

27-Month
(single maturity)

1000-24,999
25,000 and Over

Quarterly

1.75
1.85
1.76
1.86
 
  30-Month 1000 - 24,999
25,000 and Over
Quarterly

1.50
1.60

1.51
 1.61 
 
  3 Years 1000 - 24,999
25,000 and Over
Quarterly 1.75
1.85

1.76
 1.86 

 
  4 Years 1000 - 24,999
25,000 and Over
Quarterly 2.00
 2.10 
2.01
 2.12 
 
           

IRA CDs are .25% above regular CD rates – Not Automatically Renewable (for terms greater than 1 year)
$1000.00 Minimum deposit required to open a Certificate of Deposit.
* A penalty may be imposed for early withdrawal.
** Rate may be subject to change after the account is opened and fees may reduce the earnings on the account.
*** Both * and ** pertain to this account

Member FDIC