Deposit Rate Sheet

As of 9/3/2008

 
Account Type
Deposit Balance
Required to Obtain APY
Compounding
Frequency
Interest
Rates
Annual
Percentage Yield

  Super Saver ** 0.01 to 1999.99
2000.00 and Up
Quarterly

0.25
0.50

 0.25 
0.50
 
 

IRA/Keogh Savings * ** 
(may be subject to change)

0.01 Daily 3.25 

3.30

 
  Advantage Money Market **
(minimum of $10,000 to open)
0 - 9,999.99
10,000 - 24,999.99
25,000 - 49,999.99
50,000 - 74,999.99
75,000 and more
Monthly
Monthly
Monthly
Monthly
Monthly

0.75
1.00
1.25
1.50

0.00
0.75
1.00
1.26
1.51

 
  Certificates of Deposit:
* 91 Days
1000 - 24,999
25,000 and Over
Quarterly 1.75
 1.85 
1.76
1.86 
 
  182 Days 1000 - 24,999
25,000 and Over
Semi-Annually 2.00
2.10
2.01
2.11
 
  7-Month Special
(single maturity)
1000 - 24,999
25,000 and Over
Quarterly 2.60
 2.70 
2.63
2.73
 
  1 Year 1000 - 24,999
25,000 and Over
Quarterly

2.25
2.35

2.27
2.37
 
 

16-Month Special
(single maturity)

1000 - 24,999
25,000 and Over
Quarterly 2.90
3.00
2.93
3.03
 
  18-Month 1000 - 24,999
25,000 and Over
Quarterly 2.45
 2.55 

2.47
 2.57 

 
  2 Years 1000 - 24,999
25,000 and Over
Quarterly 2.65
2.75
2.68
 2.78 
 
  30-Month 1000 - 24,999
25,000 and Over
Quarterly

2.75
2.85

2.78
 2.88 
 
 

35-Month Special
(single maturity)

1000 - 24,999
25,000 and Over
Quarterly 3.50
3.60
3.55
3.65
 
  3 Years 1000 - 24,999
25,000 and Over
Quarterly 2.85
 2.95 
2.88
 2.98 
 
  4 Years 1000 - 24,999
25,000 and Over
Quarterly 3.05
3.15
3.09
3.19
 
           

IRA CDs are .25% above regular CD rates – Not Automatically Renewable (for terms greater than 1 year)
$1000.00 Minimum deposit required to open a Certificate of Deposit.
* A penalty may be imposed for early withdrawal.
** Rate may be subject to change after the account is opened and fees may reduce the earnings on the account.
*** Both * and ** pertain to this account

Member FDIC