IRAs

IRAs are specially designed accounts to help you plan for the future. Farmers Trust & Savings Bank offers several banking products to fund Individual Retirement Accounts whether you are opening a new account or rolling over an existing account.

• Traditional IRA
• Roth IRA
• Self Employed Pension Plan

You have two options to invest your IRA funds.

1. Variable Savings Account
   • Rate is based on the 4-week average of the 26-week US Treasury bill rate plus a margin of 0.25% above the index.
2. Certificate of Deposit
   • Posted Certificate of Deposit rates plus a 0.25%.
   • Please refer to the Certificate of Deposit rate sheet for current rates.

For further IRA information, contact: