Lakota Effective Date 5/29/2013
Retail/Consumer Deposit Rate Sheet (Ask Bank Personnel for Commercial and/or Public Funds Rates).
|
Account Type
|
Deposit Balance
Required to Obtain Annual Percentage Yield |
Compounding
Frequency |
Interest
Rates |
Annual
Percentage Yield |
|---|---|---|---|---|
|
|
||||
|
Super NOW ** |
0.01 | Monthly | 0.03 % | 0.03 % |
|
Veterans Honor ** |
0.01 | Monthly | 0.13 % | 0.13 % |
|
Super Saver** |
0.01 to 1999.99 2000.00 and Up |
Quarterly |
0.05 % 0.10 % |
0.05 % 0.10 % |
|
IRA/Keogh Savings *** |
0.01 | Daily | 1.00 % | 1.01% |
|
Advantage Money Market ** (minimum of $10,000 to open) |
0 - 9,999.99 10,000 - 24,999.99 25,000 - 49,999.99 50,000 - 74,999.99 75,000 and more |
Monthly Monthly Monthly Monthly Monthly |
0.10 % 0.20 % 0.30 % 0.40 % |
0.00 % 0.10 % 0.20 % 0.30 % 0.40 % |
|
Certificates of Deposit: * 91 Days |
1000 - 24,999 25,000 and Over |
Quarterly |
0.20 % 0.30 % |
0.20 % 0.30 % |
| 182 Days |
1000 - 24,999 25,000 and Over |
Semi-Annually |
0.25 % 0.35 % |
0.25 % 0.35 % |
| 1 Year |
1000 - 24,999 25,000 and Over |
Quarterly |
0.35 % 0.45 % |
0.35 % 0.45 % |
| 18-Month |
1000 - 24,999 25,000 and Over |
Quarterly |
0.40 % 0.50 % |
0.40 % 0.50 % |
| 2 Years |
1000 - 24,999 25,000 and Over |
Quarterly |
0.50 % 0.60 % |
0.50 % 0.60 % |
| 30-Month |
1000 - 24,999 25,000 and Over |
Quarterly |
0.60 % 0.70 % |
0.60 % 0.70 % |
| 3 Years |
1000 - 24,999 25,000 and Over |
Quarterly |
0.75 % 0.85 % |
0.75 % 0.85 % |
| 4 Years |
1000 - 24,999 25,000 and Over |
Quarterly |
1.00 % 1.10 % |
1.00 % 1.10 % |
IRA CDs must be a term of one year or more, earn .25% above regular CD rates, and are not automatically renewable.
$1000.00 Minimum deposit required to open a Certificate of Deposit.
* A penalty may be imposed for early withdrawal and fees may reduce the earnings on the account.
** Rates are be subject to change at any time and fees may reduce the earnings on the account.
*** Both * and ** pertain to this account
