Banclub

Benefits included in this club:

• No minimum balance requirements
• Free personalized club checks
• No charge for money orders, official checks, or travelers checks
• Reduced rates on safe deposit boxes
• Nationwide discounts
• $.20 per debit fee over 50
• Accidental death insurance plan* **
• Free Internet Banking
• Free Check Imaging
• All fees subject to Iowa state sales tax

* Banclub monthly fees depend on the accidental death
insurance plan you decide on.

• $8.00 - $10,000 basic accidental death insurance coverage
• $9.00 - $20,000 personal accidental death insurance coverage
• $10.00 - $30,000 family accidental death insurance coverage

Member coverage divided equally on joint account.
$30,000 maximum benefit per member.

**This disclosure is to advise you that the purchase of any insurance product from or on behalf of Farmers Trust and Savings Bank or any of its affiliates is not a deposit or other obligation of, or guaranteed by Farmers Trust and Savings Bank or an affiliate of Farmers Trust and Savings Bank. The insurance product is not insured by the Federal Deposit Insurance Corporation (FDIC) or any other federal government agency of the United States, Farmers Trust and Savings Bank or any affiliate of Farmers Trust and Savings Bank and is not a deposit.